Lee Toyota of Topsham is ready to help make financing your vehicle as easy as possible. With the help of Toyota Financial Services and several other lenders, Lee Toyota is able to offer extremely competitive financing packages and can help tailor one that best meets your needs, even if you decide to finance all or part of your vehicle purchase.
Lee Toyota of Topsham, Serving Brunswick; Lewiston; Freeport; Portland; and Maine Helps Drivers Transition from a Test Drive to Ownership, Seamlessly
Almost as much as we enjoy new Toyota RAV4, Prius, Corolla, Scion iM and Scion tC models, we at Lee Toyota of Topsham enjoy numbers. That's true of mile per gallon ratios and performance figures, in addition to determining feasible Toyota lease agreements and car loans for the drivers that we serve from Topsham; Brunswick; Lewiston; Portland, ME or Freeport.
When you're ready to discuss these options in-depth, we invite you to visit our auto financing experts at Lee Toyota of Topsham. Conveniently housed at 115 Main Street in Topsham, Maine, our number-crunching team is happy to answer any questions. Of course, you can also submit our online application form here on our website, anytime as well.
Worried about your current credit situation? Don't be! With Lee Credit Express, our team of financial experts will work with you to secure a loan that meets your needs. Or maybe your credit score isn't bad, but you're just starting to build your credit history. No matter what your credit situation is, Lee has the options to suit your financial situation and get you into the car of your dreams.
Frequently Asked Financing Questions:
Do I have to Finance with Lee?
When it comes to financing, the choice is yours! You are free to choose a loan provider that suits you best. Just keep in mind that we may be able to provide more competitive financing options than another lender.
Do I have to finance the total cost of the vehicle?
You are welcome to finance the entire amount of the vehicle or provide a down payment of your choice at the time of purchase. A larger down payment upfront usually means lower monthly payments.
What is APR and how does it affect my vehicle loan?
APR stands for Annual Percentage Rate. The APR is the amount of interest on your total loan amount that you'll pay annually (averaged over the full term of the loan). Rates will vary from lender to lender but the lower the rate, the better.
Depending on how much you finance and on your APR rate, your monthly payments will increase. For example, if you were to finance $10,000 over 48 months and your APR is 2.0%, your monthly payment of the loan would be $216.95. At the end of the loan, you would have paid back $10,413.60 to the loan provider.
How can I lower my monthly payment?
There are several options for lowering you payments, including providing a vehicle for trade, finding the most competitive APR, and supplying a larger down payment. Contact a Lee Toyota finance expert to learn more.
How long will it take to purchase or lease a vehicle?
At Lee Toyota of Topsham, we simplify the lease and finance experience as much as possible to ensure that you are enjoying your new or pre-owned vehicle as quickly as possible. However, depending on your unique situation, the process can take some time. In most cases, this process can take several days but in some situations it can be done within one business day. Call our financing experts today to see how we can streamline the process for you.
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